HDFC Home Loans
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HDFC Home Loans
HDFC Bank offers the best rate on Home Loans starting at just 6.95% interest per annum with another 0.05% concession for women borrowers. You can avail an HDFC Home Loan for the purpose of buying a flat, home construction, home renovation and home extension. Whether you’re salaried or self-employed, you can avail an HDFC Home Loan at a competitive rate.
HDFC Home Loan Summary
Note : The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.
Besides offering a range of Loan schemes, HDFC Bank also offers borrowers multiple repayment options for ease.
HDFC Home Loan Eligibility Criteria
Note : Both self-employed professionals such as doctors, CAs, architects and lawyers and self-employed non-professionals like agents, contractors and traders are eligible to take an HDFC Home Loan
A Primary Applicant must be:
A Co-applicant must be :
A family member but not necessarily a co-owner of the property
Find out the loan amount you’re eligible for in seconds with Fincity Eligibility Calculator.
Enter basic loan-related details in the Fincity Eligibility Calculator and find out in a matter of clicks.
HDFC Home Loan Interest Rate on Various Schemes (2020)
Here is a list of popular HDFC Schemes and their interest rates for men and women.
HDFC Home Loan Schemes
Interest Rate for Women
Interest Rate for Others
Note : The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.
HDFC Home Loan Processing Fee & Other Charges
Particulars
Applicable charges
Note :The above rates are subject to change at the discretion of the banks without prior notice.
HDFC Home Loan EMI Calculation
The below table gives you a fair idea on the EMI amount to be paid at varying interest rates over different tenures. The EMI goes up with increasing loan amount but goes down with a longer tenure. With a longer tenure, however, the interest payout increases resulting in a higher overall expense. That is why it is very important to decide on the loan amount and tenure wisely. You can use the Fincity calculator to calculate your Home Loan EMI.
HDFC Home Loan Documents
Salaried
Proof of income – A copy of the following documents:
Property related documents – A copy of the following documents:
Note : Required documents must be self-attested and may slightly differ.
HDFC Home Loan Schemes
If you’re looking to get a home loan,
Fincity advisors offer free assistance to help you find the best deals possible to ensure maximum savings on your loan. Connect with an expert right away at hl@fincity.com!